Wednesday, September 29, 2010

Offer submitted

The Mr. and I met with our Realtors today to make an offer on the property.  Cross your fingers!

Thursday, September 23, 2010

No mud!

We went out and walked on the property on Monday.  It was nice.  Two huge evergreen trees and a slight slope.  The view is just stunning.  I'll have to snap a picture so I can share.

A school bus drove by and I didn't need to raise my voice to talk, so I don't think the road noise will be a problem.  Our realtor expressed concerns about the slope and how it drains and the lack of information on wells in the area.

I thought it was a positive thing that we weren't mucking around in mud, we'd had torrential rain for a couple of days and the ground wasn't soupy.  So, good drainage.

Sorry no pictures yet, forgot to take my camera with me.

What's the next step?  Our Realtor asked the seller's agent for the septic approval paperwork and any information on wells in the area.  He finally responded to her and sent the approval and a water test that was done on a neighboring property's well.  No contaminants to speak of. 

Now we need to make an offer on the property, and see where that leads.  We have a tight budget, but I'm optimistic that we'll be able find a number that makes the both the seller and us happy.

Stay tuned!!!

Saturday, September 18, 2010

Happy Mail!!!

Our official Site Visit Information packet arrived Friday!



I sat down to look through it and it all seems so for-real now.



LOOK!  FLAGS!

To mark out the footprint of our new house!

Of course, we don't have property yet, so we're not 100% sure which house we'll choose, but FLAGS!!!

All the info inside answers most of the questions we've been peppering Kellie's email with. 

Kellie is the Home Ownership Counselor who is working with us.  She's great.  She's quick to answer email questions, even if it's just to say she's busy but will answer the next day.  She's been very straightforward and clear about a very confusing process. 

The packet explains the OTD's (owner to do's) and what the happens next.

Friday, September 17, 2010

The Beginning

We began by doing as much reseasch we could online.  The Adair website was helpful, as was googling the name and reading the articles written about the company.  We drove down to the Creswell office and met a Home Ownership Counselor.  It was helpful to talk to someone to see how the process works. 

Basically, you take care of getting the site ready (with Adair's assistance) and Adair builds the house you've chosen from their plans.

I was confused on the whole timeline of when things happen.  The first step is to apply with Adair Financial, the company that brokers the construction loan.  Once that ball was rolling, the next step is to find the property.

After spending weekends in the van with the kids, driving around the various sections of Oregon, we found a very nice parcel about 30 minutes south of Eugene.  It has everything we want with one exception - it's located on the main road through the area.  Car noise might be a problem.

We have an appointment on Monday to meet with our Realtor at the property and walk around it, seeing how loud the cars are.  Most likely, since we're in Oregon we'll be stomping around in the rain.  Fine by me.  I love the rain.  :)